At PINS LLC, we provide independent money management and employee retirement Benefits to successful business owners and their employees.
We provide sales and service to Pension & Profit Sharing Plans of all sizes. We assist with custom design plans from very simple and standard to extremely complex and specialized. From turnkey plans to custom Open Architecture plans with access to thousands of Institutionally priced investments. We also provide Plan platform & investment fee benchmarking studies of existing plans for clients and prospects to help comply with DOL 408(b)2 & 404(a)5 fee disclosure regulations.
We have experience in designing and funding qualified plans of all kinds; Traditional, 412(e)(3) and Cash Balance Defined Benefit Plans, as well as 401(k) Profit Sharing Plans designed including Age Weighted, Cross Tested, or New Comparability allocations.
John F Kapek, CLU, ChFC PPC has over 30 years in the industry which includes 10 years as the marketing group affiliated with a Third Party Administrator (TPA) This experience is a significant benefit to John's clients and prospects in that he has dealt with many of the problems or issues his clients face on a daily basis and is experienced in getting things done correctly.
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From our site you can gather current quotes and news on individual stocks and investment products, maintain and update your own personal portfolio, and send us any messages and or questions. Here you can stay up-to-date on relevant financial topics through our On-line Newsletter. Thanks for being here! We appreciate your visit.
We encourage you to explore our site and learn more about the services we provide. Should you have any questions or would like more information on our firm, please feel free to email us or call us. We look forward to hearing from you.
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Insurance Needs Assessment: When You're Young and Single
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Understanding the economy's cycles can help put current business conditions in better perspective.
Consider how your assets are allocated and if that allocation is consistent with your time frame and risk tolerance.
Here’s a list of 10 questions to ask that may help you better understand the costs and benefits of long-term-care insurance.
Use this calculator to compare the future value of investments with different tax consequences.
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This calculator estimates your chances of becoming disabled and your potential need for disability insurance.
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This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).
Estimate the maximum contribution amount for a Self-Employed 401(k), SIMPLE IRA, or SEP.
A presentation about managing money: using it, saving it, and even getting credit.
The importance of life insurance, how it works, and how much coverage you need.
There are a number of ways to withdraw money from a qualified retirement plan.
Using smart management to get more of what you want and free up assets to invest.
The chances of needing long-term care, its cost, and strategies for covering that cost.
There are some smart strategies that may help you pursue your investment objectives
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Tulips were the first, but they won’t be the last. What forms a “bubble” and what causes them to burst?
There are hundreds of ETFs available. Should you invest in them?
Why are 401(k) plans, annuities, and IRAs so popular?
A visit to the hospital can be painful, for both your body and your wallet. Don’t let it be more painful than it has to be.