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At PINS LLC, we provide independent money management and employee retirement Benefits to successful business owners and their employees.

We provide sales and service to Pension & Profit Sharing Plans of all sizes. We assist with custom design plans from very simple and standard to extremely complex and specialized. From turnkey plans to custom Open Architecture plans with access to thousands of Institutionally priced investments. We also provide Plan platform & investment fee benchmarking studies of existing plans for clients and prospects to help comply with DOL 408(b)2 & 404(a)5 fee disclosure regulations.

We have experience in designing and funding qualified plans of all kinds; Traditional, 412(e)(3) and Cash Balance Defined Benefit Plans, as well as 401(k) Profit Sharing Plans designed including Age Weighted, Cross Tested, or New Comparability allocations. 

John F Kapek, CLU, ChFC PPC has over 30 years in the industry which includes 10 years as the marketing group affiliated with a Third Party Administrator (TPA) This experience is a significant benefit to John's clients and prospects in that he has dealt with many of the problems or issues his clients face on a daily basis and is experienced in getting things done correctly.


We hope that you find the site valuable enough to bookmark it as one of your favorites. We advise you to take advantage of the many features that we provide such as the "Tell a Friend" option. We hope that the site will further your awareness of how our business works and the services we provide.

From our site you can gather current quotes and news on individual stocks and investment products, maintain and update your own personal portfolio, and send us any messages and or questions. Here you can stay up-to-date on relevant financial topics through our On-line Newsletter. Thanks for being here! We appreciate your visit.

We encourage you to explore our site and learn more about the services we provide. Should you have any questions or would like more information on our firm, please feel free to email us or call us. We look forward to hearing from you.



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